Initiate the balance transfer. In addition, it is not any companys responsibility to ensure all questions are answered. What are the best credit cards for bad credit with no deposit and instant use? To replace your myki online, you must be requesting the same fare concession type as your original myki. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. They actually can transfer your funds really easily but you need to get a case created. Always the last place you look lol. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. We are committed to being fully transparent with our readers. What are the best business credit cards for cash back? Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Your balance is protected from the time you tell us your myki is lost or stolen. Any money on your card will be protected. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. But what if the amount is comparable to or less than the postage? What is the best credit card for fair or average credit? The system was developed by Kamco (Keane Australia . TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Music:. (by Issuer). Cookie Notice Because the whole thing is fucked. What Happens to a Student Credit Card After Graduation? Your new starting balance would be $3,090. About a week back, I went from Frankston to St. Albans, changing at Flinders. 0000002823 00000 n
For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Whats the Difference between Business vs. Privacy Policy. Only needed to log on and change auto top-up to new card. You can register either when you buy your myki, or at a later date. This is the case for all major credit card issuers. A quick tutorial to transfer your myki balance between google pays on different android phones. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Easy, and only required every three years!! <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000000016 00000 n
Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. I want to transfer the $19.90 to the card with $6.54 on it. How do I know if my balance transfer was approved? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. December 29, 2022 - 1:47PM. Your original go card will be cancelled immediately and cannot be used for further travel. 0000001429 00000 n
The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. 0000011139 00000 n
Step 4: Analyze Your Top Picks. What is the best balance transfer credit card? It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Opinions expressed here are the authors and/or WalletHub editors'. You can request a new, free myki smartcard through your online account. How Prepaid Cards Work & Why You might want one? k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. No. 178 0 obj Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Whats the Difference between Business vs. Corporate Credit Cards? Does a balance transfer happen automatically? A non-centralised database/processing unit. One may also ask,do pensioners get free train travel in . On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. What if my card is lost or stolen? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If you travel occasionally pay as you go with myki Money. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. hb```* wAbl,>|``8ux
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It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 0000003014 00000 n
If you can just transfer money between mykey cards, well then what would the tracability of those funds be? My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Myki card Myki card child pages. Is it bad to do multiple balance transfers? Simply allow 24 hours for travel and transactions to appear. You can also replace your myki online or by calling us. an_square_one 11 yr. ago Transfer registration. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. The reason for that is because low interest rates for transfers are made to attract new customers. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Manage another person's myki A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). From the Transfer Funds To drop-down, select the credit card that will received the balance. You'll need to buy and top up a new Mobile myki. If you're still travelling after 2 hours, you'll be charged a daily fare. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Most people would keep the same card for years. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. On your new phone, download Google Wallet and set it up with your same account details. You need to submit a balance transfer application that is subject to approval. Wallethub doesnt charge for this service. How does credit and credit cards work for students? The process begins when you submit a balance transfer application. Wait a few minutes then check the app to see your balance. No, you cannot transfer a balance from one Synchrony Bank credit card to another. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. My old one is registered and everything with my account but there seems to be no way to import that one in. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. So I had a mobile MyKi with around $6.xx balance on it. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. My Myki was due to expire after three years. But yeah, a fair bit that is just backwards. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Within the phone, go to Settings > System > About phone. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. A refund for an international payment card cannot be processed by the PTV call centre. xref I have a card with $19.90 on it. How long does it take to process a balance transfer from another company? 0000002274 00000 n
If NFC is shown and you can turn it on or off, you have NFC. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Learner permit or driver test. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Meticulous in his research, he provides accurate and up-to-date information. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . 0000010193 00000 n
You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. You may also receive a letter confirming the balance transfer. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. If these are your only two cards, your credit utilization ratio is 33.33%. Only time I had to was when my original myki was expiring. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). They are good for people who use transport frequently. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. Renew driver licence. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Let's say you have $4,000 in credit card debt and transfer that balance to a . A Mobile myki expires after two years. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Personal Credit Cards? Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. We're looking to expand the number of card types available, so more passengers can use Mobile myki. 0000002429 00000 n
216 0 obj With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. They're talking bullshit. What kind of retarded system is this? For more information, please see our Reddit and its partners use cookies and similar technologies to provide you with a better experience. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. That's a lot of free money for Myki, which customers are unlikely to ever claim. 0000002627 00000 n
For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. If you receive a check, you then need to forward it to your old card provider. A billion fucking dollars. Here are some tips to save on fees and interest on a balance transfer. For example, when your myki Money balance reaches $10, you could top up with $20. If you have Mobile myki you can set Auto Load via the Google Pay app. Myki credit, once on your card, does not expire after 90 days of not getting used. What is the Best No Annual Fee Credit Card? V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. We cant replace a lost or stolen unregistered myki. Remember to top up with enough money to pay for your entire journey. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 0000004863 00000 n
If you register your myki, you can set Auto Top Upand manage your myki. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. 0000003774 00000 n
A balance transfer does not happen automatically. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . To learn how to do a balance transfer, review this step-by-step process. Select the 'Activate' option. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. After all, I was going to pay more money as opposed to the concession rate. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen A subreddit for Melburnians and Melbourne enthusiasts! They contacted me, I did it online and they posted me a new card. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. How To Transfer A Credit Card Balance To Another Card. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. trailer Just one more benefit you enjoy as a COPFCU member. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. We're working to improve our systems so we can allow other payment card types in the future. Done it twice now. I searched everywhere. Most balance transfers with Chase process within a week. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. They could have at least have forms on their website to print and send. How many level crossings could have been grade-separated with that money? What is the best credit card for bad credit? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. <> Yes. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). What to Do If You Cant Get a Student Credit Card? Tap the Add button . Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. On Friday Martin. <> 0000003801 00000 n
The only way is to download a form, fill it out, post it in, and wait weeks. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You can then see what Android version youre on. You will need to provide identification to show that you are the registered myki card holder. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. To transfer Myki you need to deactivate the myki card and move to the new device. Only Mobile myki has the ability to charge you a fare via a myki device. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. To. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. We'll block it and can arrange a refund to your new Mobile myki. FAX?! I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. In my experience touching on is quicker than validating a metcard. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. 0000005119 00000 n
For example, set your myki Money to top up with $50 when your balance reaches $10. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. 0000118233 00000 n
If you're entitled to these additional benefits, you can access them by using your myki smartcard. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. All myki smartcards expire after four years. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Photo: 10255185_880/Getty Images. JavaScript must be enabled to use this site.We're sorry for any inconvenience. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. They earn interest on it. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? The balance transferred when the old card expired. Check your phone to make sure you're connected to WiFi or mobile data. In a couple of weeks I will be renovating and furnishing a new house. I understand your frustration, especially when it's something that can be done quickly. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. The unused money does not sit in an account earning interest. Save. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Public transportation passes transfer on Google Pay android phones. You can register up to eight active mykis on an individual account. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. xen0. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. You can use the ticket number to register your myki or if you require a refund. If you have Mobile myki you can set Auto Load via the Google Pay app. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Student passes and concession cards cant be replaced online or over the phone. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. -- Lee Huffman, credit card expert at BaldThoughts.com. 3. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Choose the zones you want to travel in and the number of consecutive travel days you need. I am only onto my second card because the first was lost. Im sure Myki could add this capability to their website if they cared to. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Sorry, the Seniors Card program cannot replace lost myki cards. endobj I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Do You Have to Be a Student to Get a Student Credit Card? Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? How to Process Credit Card for Consumers & Merchants? <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
You need to be connected to the internet to top up your Mobile myki. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card.
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